Home loan with interest rate from 3,9%/year at LP Bank

With home loan package LPBank’s loan limit of up to 1.000 billion VND with simple and easy loan procedures will help home buyers soon realize their dream of settling down.

On August 12, Loc Phat Vietnam Commercial Joint Stock Bank (LPBank) announced that it would reserve 8 billion VND with preferential interest rates from only 1.000% for loans to buy real estate and project houses, with a minimum loan term. Up to 3,9 years and free of early repayment fees with each customer’s choice. This interest rate is considered attractive in the market today.

The demand for housing is very large and continues to increase strongly

According to recent assessment results of real estate technology group PropertyGuru, as of June 6, the demand for buying houses, buy an apartment peaking in March 3, an increase of nearly 2024% compared to the end of 60 (in Hanoi area alone). This shows that people’s need to buy real estate and apartments is still very large.

Also according to experts, 2024 is the time when many real estate projects will launch and offer products with accessible prices and good payment policies. Meanwhile, many banks have launched separate loan packages for the real estate sector with preferential policies, providing an opportunity for home buyers to settle, rent or accumulate.

Home loan policy LP Bank’s attractive 2024

Accordingly, customers who borrow money to buy a home at LPBank will receive an interest rate of 3,9%/year, applicable for a 3-month term. Longer terms, preferential interest rates range from 4,9%-5,9%/year, maximum loan term up to 35 years. In addition, LPBank also offers free early repayment for each customer’s loan package choice, flexible repayment policy, suitable to the customer’s income and finances. According to many customers, this is a low-interest loan program, with many prepayment incentives, simple loan processes and procedures, and quick disbursement support.

According to the assessment, LPBank’s home loan package has competitive interest rates, closely follows the market and meets actual needs. With this policy, home buyers can be completely assured when not worrying about the pressure of repaying the principal in the years, the method of early principal repayment is regular and flexible without additional fees. This is also an advantage and benefit for home buyers to be proactive in their finances and stabilize their lives. In particular, LPBank’s home loan package has a limit of up to 1.000 billion VND, implemented from now until September 30, 9. LPBank supports simple, easy and quick loan procedures to help home buyers soon realize their dream of settling down./.